Do you know your credit score? Isn't it time you did?

We have developed a simple question answer estimator that will offer you a estimated credit score based on your answers. Simply answer the following questions about your credit history, and the estimator will provide your score.

The 5 factors that make up your credit score. Credit Inquiries - 10%, Type of Credit - 10%, Credit History - 15%, Credit Balances - 30%, Payment History - 35%

Score Tips

Credit Balance is 30% of your total credit score. By paying down your credit card balances, you can easily change your balance ratio which will in turn change your credit score.

How many credit cards do you currently have?

Follow up: How long ago did you receive your first credit card?

How long ago did you receive your first loan?

How many loans or credit cards have you applied for in the last year?

How recently have you opened a new loan or credit card?

How many of your loans/credit cards currently have a balance?

Besides any mortgage loans, what are your total balances on all other loans and credit cards combined? how to calculate

When did you last miss a loan or credit card payment?

Follow up: What is the most delinquent you have ever been on a loan or credit card payment?

How many of your loans and/or credit cards are currently past due?

Follow up: What are your total balances on all currently past due accounts?

What percent of your total credit card limits do your credit card balances represent? how to calculate

Have you gone through any of the following negative financial events in the last 10 years: bankruptcy, tax lien, foreclosure, repossession, or account referred to collection agency?

Follow up: If so, how long ago did the most recent negative event occur?

Do you know your credit score? Isn't it time you did?

Score Tips

moments away from your credit score

Based on your answers you qualify for a complimentary credit analysis today!