For example, if you have two credit cards:

• One with balance of $600 and limit of $2,000
• One with balance of $900 and limit of $7,000

1. Your total credit card balances would be $1,500 ($600 + $900)
2. Your total credit limits would be $9,000 ($2,000 + $7,000)
3. The percent of your total credit limits that your credit card balances
   represent are: 16.6% ($1,500 divided by $9,000)